Thanks for applying to lease a car with us.

We’ll need to complete an affordability check before we can approve you so to speed things up, we’ve partnered with Credit Kudos. Please note that there are no credit checks involved. 

Credit Kudos is a secure online platform that generates an affordability report once you securely connect to your bank account. Your login details cannot be seen or shared with Credit Kudos, ourselves are any other third party. Your bank and Credit Kudos have a trusted, secure connection through a UK Government initiative called Open Banking. Credit Kudos will prompt you to select your bank, and your bank will walk you through the process of authorising Credit Kudos. The process only takes a few minutes and you’ll need your online banking details to hand.

You’ll receive an invitation from us via Credit Kudos via email (please check your SPAM folder just incase) and via SMS. Once you complete this step, our team will review your application and respond with a decision within 1 to 3 working days. 

*ELGS Leasing and Credit Kudos will not be able to view your online banking login details at any point of the process and your report is handled in the strictest confidence according to our privacy policy.

*If you’d like to manually submit 3 months’ (most recent) bank statements instead of completing the step above, please click here. Please note: manually completing this step can mean up to 5 working days for a decision.*